This is the first time anyone ever considered making a claim when purchasing a travel insurance plan. However, unfortunate events can happen anytime, and travellers may encounter difficulties. If a person has extensive travel insurance coverage, the claim team at the insurance provider will handle all aspects of the claim settlement. * However, you must provide some crucial supporting documentation for your assertion.
The specific type of supporting evidence required for claim settlement will vary depending on the issue experienced and the insurance company’s regulations. The documents you might require in the event of a travel insurance claim are listed below.
- Claim Form
To start the claim settlement process from your side, you should fill out an offline or online claim.
- Policy Document
Your insurance policy is, without a doubt, among the most significant papers. Personal information or a special customer number may be used to indicate that the policy is yours. The insurance provider will become aware of this first in the case of a claim. They will also confirm any problems you might be facing with your travel insurance. If the issue is covered, the claim team will move forward with the inspection procedure. If not, the claim will be ignored.
- Identification
You might be required to submit identification documents to some insurance companies, such as a copy of your passport or Aadhaar card.
- Trip Tickets
You may need to provide flight tickets if you require international travel insurance. Such documentation is helpful for claims involving trip cancellations, delays, and other travel-related issues.
- Cancellation
The insurance provider might request a doctor’s statement confirming that a medical issue caused a trip cancellation.
- Airport Correspondence
Such documentation is necessary in the event of lost or delayed baggage. To verify your travel claim, you must obtain the proper correspondence from the airport authorities.
- FIR
A first information report is required for claims involving the theft of luggage. The assigned police officials must provide in-depth reports.
- Loss Of Passport
You must include a photocopy of your passport with your claim form if you need help finding it while travelling abroad.
- Hospital Bill
If an unfortunate accident occurs, you must submit the necessary hospital bills. This is applicable if you choose a reimbursement claim rather than a cashless one.
- Discharge card
You must submit a discharge card from the hospital where you received treatment if you have a lengthy hospital stay. Again, in the case of cashless claims, this could be more reassuring.
Before making an online buy, remember to compare travel insurance. When comparing policies, consider the price at which they are offered and the amount and travel insurance benefits offered by the company from which you intend to purchase travel insurance online. Discussing with family, friends, and coworkers may be advantageous because they can offer their opinions if they have had prior experience dealing with insurance companies.
Standard T&C Apply
Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.
